NEFT (National Electronic Funds Transfer):
NEFT is a nation-wide payment system facilitating one-to-one funds transfer. Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.
RTGS (Real Time Gross Settlement):
RTGS means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later time.
Timings : 10:00 am to 6:00 pm (Banking Hours)
Transaction Limits (Digital Banking Channel):
| Type of Services | Limit / Transaction | Limit / Day | Charges |
| NEFT | UPTO Rs. 25,00,000 | UPTO Rs. 50,00,000 | Nil |
| RTGS | UPTO Rs. 25,00,000 | UPTO Rs. 50,00,000 | Nil |
Timings : 6:00 pm to 9:00 am (Non-Banking Hours)
Transaction Limits (Digital Banking Channel):
| Type of Services | Limit / Transaction | Limit / Day | Charges |
| NEFT | UPTO Rs. 2,00,000 | UPTO Rs. 5,00,000 | Nil |
| RTGS | UPTO Rs. 4,00,000 | UPTO Rs. 10,00,000 | Nil |
